SBI SCO Recruitment 2026 notification has been officially released by the State Bank of India, Central Recruitment & Promotion Department (CRPD), Corporate Centre, Mumbai vide Advertisement No. CRPD/SCO/2026-27/10 dated 18 June 2026. Through this notification, SBI has invited online applications from eligible retired defence and paramilitary officers for engagement to 3 Specialist Cadre Officer (SCO) posts on contract basis — Defence Banking Advisor (Navy), Advisor (Central Armed Police Force), and Circle Defence Banking Advisor (CDBA) for Kolkata, Lucknow, and Pune locations. Online registration of application and payment of fees is open from 18 June 2026 to 08 July 2026 through the official SBI careers website sbi.bank.in. This is a rare and prestigious opportunity for retired senior defence and CAPF officers to contribute their rich experience to India’s largest public sector bank.
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SBI SCO Recruitment 2026 Overview – Apply Online for Defence Banking Advisor & CAPF Advisor Posts
| Particular | Details |
| Organisation | State Bank of India (SBI) |
| Department | Central Recruitment & Promotion Department (CRPD) |
| Advertisement No. | CRPD/SCO/2026-27/10 |
| Post Names | Defence Banking Advisor (Navy), Advisor (CAPF), Circle Defence Banking Advisor (CDBA) |
| Total Posts | 5 (1 + 1 + 3) |
| Nature of Engagement | Contractual (Contract Basis) |
| Contract Period | 2 Years (Extendable up to 2 more years within age limit) |
| Application Mode | Online – sbi.bank.in/web/careers |
| Application Start Date | 18 June 2026 |
| Last Date to Apply | 08 July 2026 |
| Cut-off Date for Eligibility | 31 May 2026 |
| Selection Process | Shortlisting & Interview |
| Official Website | sbi.bank.in |
SBI SCO Recruitment 2026 is a golden chance for senior retired officers from the Indian Navy, Army, and Central Armed Police Forces to take up a high-profile advisory role with the country’s largest bank. The engagement is purely contractual and the selection will be done through shortlisting followed by an interview. There is no written examination for these posts. Candidates must carefully check the eligibility criteria before applying, as meeting minimum qualifications does not guarantee a call for interview.
SBI SCO 2026 – Post-Wise Vacancy Details, Age Limit and Place of Posting
SBI has advertised a total of 5 posts across 3 designations under this SCO recruitment. Below is the complete post-wise vacancy and eligibility overview:
| Post Name | Total Vacancy | Category | Max. Age (as on 31.05.2026) | Place of Posting | Contract Period |
| Defence Banking Advisor (Navy) | 1 | UR – 1 | 62 Years | New Delhi (All India Operations) | 2 Years |
| Advisor (Central Armed Police Force) | 1 | UR – 1 | 62 Years | New Delhi (All India Operations) | 2 Years |
| Circle Defence Banking Advisor (CDBA) | 3 | OBC – 1, UR – 2 (PwBD-VI: 1 Horizontal) | 60 Years | Kolkata / Lucknow / Pune | 2 Years |
Important Note for CDBA Post: Candidates can apply for only one location — either Kolkata, Lucknow, or Pune. The Kolkata posting covers the Kolkata, Patna, and Bhubaneswar Circles. The Lucknow posting covers the Lucknow and Bhopal Circles. The Pune posting covers the Mumbai, Maharashtra, and Ahmedabad Circles. OBC candidates who fall under the Creamy Layer are not entitled to OBC reservation and must apply under the Unreserved category. The number of vacancies is provisional and may change based on actual requirements of the Bank.
SBI SCO Recruitment 2026 – Eligibility Criteria (Experience & Qualification) for All Posts
The educational qualification for all three posts under SBI SCO Recruitment 2026 is listed as “Not Applicable.” However, the experience criteria is very specific and must be fulfilled as on the cut-off date of 31 May 2026. Below are the experience requirements post-wise:
| Post Name | Required Experience (as on 31.05.2026) |
| Defence Banking Advisor (Navy) | Retired from the rank of Vice Admiral or Rear Admiral from the Indian Navy |
| Advisor (Central Armed Police Force) | Retired in the rank of Director General (DG) with a minimum of 3 years of experience in CAPF |
| Circle Defence Banking Advisor (CDBA) | Retired from the rank of Major General or Brigadier (from the Indian Army) |
Candidates who claim experience in a specific field must produce a relevant certificate from their former employer explicitly stating the nature and duration of that experience. Merely fulfilling the minimum experience does not guarantee selection or even a call for interview. The shortlisting committee of the Bank decides shortlisting parameters independently and their decision is final.
SBI SCO Recruitment 2026 Salary – CTC and Remuneration Details for Defence Banking Advisor & CDBA Posts
The remuneration offered under SBI SCO Recruitment 2026 is fixed and highly competitive. Below are the complete salary (CTC) details for each post:
| Post Name | Total CTC (Per Annum) | Fixed Pay (Per Annum) | Variable Pay* (Per Annum) | Other Perks |
| Defence Banking Advisor (Navy) | ₹37.95 Lakhs | ₹34.50 Lakhs | ₹3.45 Lakhs (10% of Fixed) | Mobile Calling Bill as per entitlement |
| Advisor (Central Armed Police Force) | ₹37.95 Lakhs | ₹34.50 Lakhs | ₹3.45 Lakhs (10% of Fixed) | Mobile Calling Bill as per entitlement |
| Circle Defence Banking Advisor (CDBA) – Kolkata / Lucknow / Pune | ₹26.95 Lakhs | ₹24.50 Lakhs | ₹2.45 Lakhs (10% of Fixed) | Mobile Calling Bill as per entitlement |
Note on Variable Pay: The variable component will be released by the respective Circles only if the Advisor achieves a score of 95% or above in their half-yearly performance appraisal report (OASIS – Objective Assessment Subjective Impression Sharing). There are no annual increments — the salary is fully fixed. Leave entitlement is 30 days per financial year, with intervening Sundays and holidays excluded from leave count.
SBI Defence Banking Advisor 2026 – Application Fee Details (Category Wise)
| Category | Application Fee |
| General / EWS / OBC | ₹750/- (Rupees Seven Hundred Fifty Only) |
| SC / ST / PwBD | Nil (No Fee) |
Fee payment is accepted through online mode only — via Debit Card, Credit Card, or Internet Banking. Any transaction charges applicable for online payment will be borne by the candidate. Once the fee is paid, it will not be refunded under any circumstances, nor will it be adjusted against any other SBI examination or selection in the future. In case a candidate submits multiple applications for the same post, only the last valid completed application will be considered and all earlier application fees will stand forfeited.
SBI SCO 2026 Selection Process – Shortlisting and Interview for Defence Advisor Posts
The selection process for SBI SCO Recruitment 2026 consists of two stages:
- Stage 1 – Shortlisting: Applications will be screened by a shortlisting committee constituted by SBI. The committee will fix its own parameters for shortlisting and will call only an adequate number of candidates for interview based on qualifications, suitability, and relevant experience. Simply meeting the minimum eligibility does not entitle a candidate to be called for interview. SBI’s decision in this regard is final and no correspondence will be entertained.
- Stage 2 – Interview: The interview carries 100 marks. The qualifying marks will be decided by the Bank. Call letters for interview will be sent via email only — no hard copy will be dispatched. Merit list for final selection will be prepared in descending order based on interview scores. If two candidates score equal marks, they will be ranked in descending order of age (older candidate ranked higher).
Important: There is no written examination for any of these posts. Outstation candidates called for interview will be reimbursed to-and-fro air travel (economy class, shortest route) from their residence or workplace, whichever is lower. Local transportation is not reimbursable. Candidates found ineligible at the interview stage will not be reimbursed any travelling expenses.
SBI SCO Recruitment 2026 – Job Profile and Key Responsibilities of Each Post
Defence Banking Advisor (Navy):
This role primarily involves liaising with the Indian Navy and Indian Coast Guard Headquarters and their various units to strengthen institutional ties with SBI and expand the reach of the Bank’s Defence Salary Package (DSP) and Indian Coast Guard Salary Package (ICGSP). The selected advisor will serve as a Single Point of Contact (SPOC) for complaint redressal, assist in branch expansion and ATM location identification, coordinate business leads, help arrange senior-level SBI meetings with naval command headquarters, and drive awareness about personal accident insurance (PAI) claims among defence personnel and their families.
Advisor (Central Armed Police Force):
This role involves establishing and deepening SBI’s relationship with the Central Armed Police Forces (CAPF) and state police departments across India. The Advisor will work to expand the Central Armed Police Salary Package (CAPSP), act as SPOC for CAPF and police headquarters for grievance redressal, generate business leads, coordinate with Circle DBAs for marketing, and arrange mass account opening camps, awareness seminars, and workshops at CAPF training academies and headquarters.
Circle Defence Banking Advisor (CDBA) – Kolkata / Lucknow / Pune:
The CDBA role operates at the circle level and involves liaising with local army divisions, regimental centres, brigade headquarters, medical units, and local units of other defence and CAPF forces within the assigned circle’s area of operation. Responsibilities include conducting loan campaigns in cantonments, mass account opening drives, coordinating PAI claim facilitation, recommending new ATMs and branches, migrating pension and salary accounts to SBI, arranging officer cadets’ account openings at academies, and supervising defence banking branch operations within the circle.
SBI SCO Recruitment 2026 Important Dates – Application Window and Cut-off Date
| Event | Date |
| Notification Release Date | 18 June 2026 |
| Online Registration & Fee Payment Start Date | 18 June 2026 |
| Last Date to Apply Online & Pay Fee | 08 July 2026 |
| Eligibility Cut-off Date | 31 May 2026 |
| Interview Date | To be notified via email / sbi.bank.in |
| Result / Merit List | To be notified on sbi.bank.in/web/careers |
SBI SCO 2026 – Contract Terms, Leave, and Notice Period Details
All three posts under SBI SCO Recruitment 2026 are purely contractual in nature. The initial contract period is 2 years. On completion, SBI may renew the contract for a further maximum of 2 years, but strictly within the outer age limit — which is 65 years for the Defence Banking Advisor (Navy) and Advisor (CAPF) posts, and 62 years for the Circle Defence Banking Advisor (CDBA) post. At the time of re-engagement, the candidate’s age must be 64 years or below (for DBA/CAPF posts) or 62 years or below (for CDBA). The contract can be terminated by either side — the Bank or the Officer — by giving 30 days’ notice or by paying one month’s compensation in lieu of notice, without the need to assign any reason.
Selected officers will be entitled to 30 days of leave per financial year. Sundays and public holidays falling within the leave period are not counted as leave days. The Bank reserves the right to transfer or redeploy these officers to any SBI office, associate, subsidiary, or any other organisation across India based on service requirements. Requests for specific posting locations may not be entertained.
How to Apply for SBI SCO Recruitment 2026 – Step by Step Online Application Guide
- Visit the official SBI careers portal at sbi.bank.in/web/careers/current-openings
- Scroll down and click on the advertisement link for CRPD/SCO/2026-27/10
- Read the complete official notification PDF carefully before proceeding
- Register yourself online using your active email ID and mobile number
- Fill in the online application form with accurate personal, educational, and experience details
- Upload all required documents in the specified format (PDF for most documents, JPG/JPEG for photo and signature)
- Pay the application fee of ₹750/- (General/EWS/OBC) or Nil (SC/ST/PwBD) via online payment gateway
- Submit the final application form after verifying all details — no changes are allowed after final submission
- Note down the registration number and save or print the e-receipt and application form for future reference
- Keep your email ID active as interview call letters will be sent by email only — no hard copy will be dispatched
Important: If you are unable to fill the application in one sitting, you can save your progress. The system will generate a provisional registration number and password. You can re-open and edit your saved application up to three times only. Once you submit the final application, no edits are possible. Candidates are strongly advised to apply well before 08 July 2026 and not to wait till the last day to avoid website congestion or login failures.
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SBI SCO 2026 – Documents Required to Upload at the Time of Online Application
- Recent passport-size colour photograph (JPG/JPEG, 20 KB to 50 KB, dimensions 200 x 230 pixels preferred)
- Signature on white paper with black ink pen (JPG/JPEG, 10 KB to 20 KB, dimensions 140 x 60 pixels preferred)
- Brief Resume (PDF, not exceeding 500 KB)
- ID Proof — Aadhaar, Voter ID, PAN Card, Passport, etc. (PDF)
- Proof of Date of Birth (PDF)
- Experience Certificates / Discharge Certificate from the defence or CAPF service (PDF)
- Form-16 / PPO (Pension Payment Order) / Latest Salary or Pension Slip (PDF)
- Biodata Form — duly filled, signed, and scanned (PDF, available on SBI career website under the advertisement)
- Gallantry Awards / Medals received, if any (PDF)
- PwBD Certificate issued by a competent Medical Authority, if applicable (PDF, must be dated on or before the last date of registration)
All documents (except photo and signature) must be in PDF format with A4 page size and a file size not exceeding 500 KB. Ensure all uploaded documents are clearly readable. Documents once uploaded and submitted cannot be edited or replaced.
SBI SCO Defence Advisor 2026 Important Links – Apply Online & Official Notification PDF
| Action | Link |
| Apply Online | Click Here |
| Official Notification PDF (CRPD/SCO/2026-27/10) | Download |
| SBI Official Careers Website | sbi.bank.in/web/careers |
FAQs – SBI SCO Recruitment 2026 (Defence Banking Advisor & CAPF Advisor)
SBI SCO Recruitment 2026 is an official notification released by the State Bank of India, Central Recruitment & Promotion Department (CRPD), vide Advertisement No. CRPD/SCO/2026-27/10 dated 18 June 2026. Through this notification, SBI has invited applications from eligible retired defence and paramilitary officers for contractual engagement as Specialist Cadre Officers. A total of 5 posts have been advertised across 3 designations — 1 post of Defence Banking Advisor (Navy), 1 post of Advisor (Central Armed Police Force), and 3 posts of Circle Defence Banking Advisor (CDBA) for Kolkata, Lucknow, and Pune locations. These are contractual positions for 2 years, extendable further within the prescribed age limits. This is a very prestigious opportunity for retired senior officers to contribute to nation-building through banking service.
The last date for online registration of application and payment of fees for SBI SCO Recruitment 2026 is 08 July 2026. The application window opened on 18 June 2026. All candidates must ensure that their online application is submitted and fee is deposited with the Bank through online mode on or before 08 July 2026. The eligibility cut-off date for age and experience is 31 May 2026. Candidates are strongly advised to apply well before the closing date and not to wait till the last day, as server congestion or internet failures on the final day may cause submission failures. SBI takes no responsibility for delays or failures caused by such technical issues.
To be eligible for the post of Defence Banking Advisor (Navy) under SBI SCO Recruitment 2026, a candidate must have retired from the rank of Vice Admiral or Rear Admiral from the Indian Navy. The age must not exceed 62 years as on the cut-off date of 31 May 2026. There is no specific educational qualification requirement for this post. The posting is at New Delhi with an all-India area of operations. The candidate will be engaged on contract for 2 years, with a possible extension of up to 2 more years within the outer age limit of 65 years. There is no written exam for this post — selection is based solely on shortlisting and interview.
The salary package for the post of Defence Banking Advisor (Navy) and Advisor (Central Armed Police Force) is a CTC of ₹37.95 lakhs per annum, which includes a fixed pay of ₹34.50 lakhs per annum and a variable pay of ₹3.45 lakhs per annum (10% of fixed), subject to achieving 95% or above score in the half-yearly OASIS appraisal. For the Circle Defence Banking Advisor (CDBA) posts at Kolkata, Lucknow, and Pune, the CTC is ₹26.95 lakhs per annum — fixed pay of ₹24.50 lakhs and variable pay of ₹2.45 lakhs per annum. All posts also carry mobile calling bill reimbursement as per entitlement. There are no annual increments as the salary is fully fixed throughout the contract period.
The age limit for all posts under SBI SCO Recruitment 2026 is calculated as on 31 May 2026. For the post of Defence Banking Advisor (Navy) and Advisor (Central Armed Police Force), the maximum age is 62 years. For the post of Circle Defence Banking Advisor (CDBA) at Kolkata, Lucknow, and Pune, the maximum age is 60 years. Age relaxation as per Government of India guidelines will be applicable to reserved category candidates wherever applicable. These posts are open to retired officers and the age mentioned above refers to the maximum age at the time of application, not at the time of initial retirement from service.
The application fee for SBI SCO Recruitment 2026 is ₹750/- (Rupees Seven Hundred Fifty Only) for General, EWS, and OBC category candidates. There is no application fee for SC, ST, and PwBD candidates. The fee is non-refundable and must be paid through the online payment gateway using a Debit Card, Credit Card, or Internet Banking. Transaction charges for online payment, if any, are to be borne by the candidate. If a candidate submits multiple applications for the same post or different posts, only the last valid completed application will be retained and the fees paid for earlier applications will be forfeited. The fee once paid will not be refunded under any circumstances.
The selection process for SBI SCO Recruitment 2026 consists of two stages — Shortlisting and Interview. In the shortlisting stage, the Bank’s internal committee will review all applications based on parameters decided by them, and an adequate number of candidates will be shortlisted for interview. Merely fulfilling the minimum experience criteria does not vest any right to be called for interview. In the interview stage, candidates will be assessed on 100 marks. The qualifying marks will be set by the Bank. The final merit list will be prepared in descending order of interview scores. In case of a tie, candidates will be ranked by age in descending order. There is no written examination for any of these posts. Call letters for interview will be sent only by email — no hard copies will be dispatched.
No. As per the official SBI notification, candidates can apply for only one post under SBI SCO Recruitment 2026 if they are otherwise eligible. Similarly, for the CDBA post which is available at three locations — Kolkata, Lucknow, and Pune — candidates can apply for only one location. If more than one application is submitted for the same post or for different posts, only the last valid completed application will be considered and the fees paid for all other registrations will be forfeited without any refund. Therefore, candidates are advised to decide carefully before applying and ensure all details are correctly filled before final submission, as no corrections are allowed after submission.