J&K Bank Apprentice Recruitment 2026 notification has been officially released for 614 vacancies under the National Apprenticeship Training Scheme (NATS) as per Apprentices Act 1961. Eligible graduate candidates can apply online from 20 April 2026 to 26 April 2026 through the official website jkb.bank.in.
J&K Bank Apprentice Recruitment 2026 Overview – Apply Online for 614 NATS Vacancies
| Particular | Details |
| Organization | Jammu & Kashmir Bank Limited |
| Post Name | Apprentice (Under NATS) |
| Total Vacancy | 614 |
| Training Duration | 12 Months (1 Year) |
| Application Mode | Online |
| Apply Start Date | 20 April 2026 |
| Last Date to Apply | 26 April 2026 |
| Exam Date | To Be Announced Separately |
| Job Location | J&K, Ladakh and ROI (Delhi, Mumbai, Lucknow, Bangalore, Mohali) |
| Official Website | jkb.bank.in |
| Notification Ref No. | JKB/HR/Rectt/2026-182 |
J&K Bank Apprentice Recruitment 2026 is a golden opportunity for graduate candidates from Jammu & Kashmir, Ladakh, and other parts of India to gain hands-on banking experience under the prestigious National Apprenticeship Training Scheme. This is a one-year paid training program conducted in branches and offices of J&K Bank across multiple districts and clusters.
J&K Bank Apprenticeship 2026 Vacancy Details – District & Region Wise
UT of Jammu & Kashmir – District Wise Vacancy Distribution
| S.No. | District | Total Vacancies | SC | ST (i) | ST (ii) | OBC | ALC/IB | Backward Area | EWS | UR | PwD (Horizontal) |
| 1 | Srinagar | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 7 | 30 | 3 |
| 2 | Ganderbal | 12 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 5 | 0 |
| 3 | Baramulla | 35 | 3 | 4 | 4 | 2 | 2 | 3 | 3 | 14 | 1 |
| 4 | Bandipora | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 4 | 0 |
| 5 | Anantnag | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 3 | 12 | 1 |
| 6 | Kulgam | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 6 | 0 |
| 7 | Pulwama | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | 8 | 0 |
| 8 | Shopian | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 6 | 0 |
| 9 | Budgam | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 3 | 12 | 1 |
| 10 | Kupwara | 18 | 1 | 2 | 2 | 2 | 1 | 2 | 1 | 7 | 0 |
| 11 | Poonch | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 6 | 0 |
| 12 | Rajouri | 19 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | 7 | 0 |
| 13 | Jammu | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 7 | 30 | 3 |
| 14 | Samba | 13 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 6 | 0 |
| 15 | Udhampur | 16 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 7 | 0 |
| 16 | Reasi | 11 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 5 | 0 |
| 17 | Kathua | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 2 | 8 | 0 |
| 18 | Doda | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 6 | 0 |
| 19 | Ramban | 9 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 3 | 0 |
| 20 | Kishtwar | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 4 | 0 |
| Total (J&K UT) | 461 | ||||||||||
UT of Ladakh – District Wise Vacancy Distribution
| District | Total Vacancies | SC | ST | SEBC (ALC Area Residents) | EWS | UR |
| Kargil | 8 | 0 | 8 | 0 | 0 | 0 |
| Leh | 10 | 0 | 9 | 0 | 1 | 0 |
| Total (Ladakh UT) | 18 | |||||
Rest of India (ROI) – Cluster Wise Vacancy Distribution
| Cluster | Total Vacancies | SC | ST | OBC | EWS | UR |
| Delhi | 42 | 6 | 3 | 11 | 4 | 18 |
| Mumbai / Greater Mumbai | 26 | 2 | 2 | 7 | 2 | 13 |
| Lucknow | 20 | 4 | 0 | 5 | 2 | 9 |
| Bangalore | 19 | 3 | 1 | 5 | 1 | 9 |
| Mohali | 28 | 8 | 0 | 5 | 2 | 13 |
| Total (ROI) | 135 | |||||
Note: 1 vacancy each in Delhi, Mumbai/Greater Mumbai, and Mohali clusters has been reserved for Persons with Benchmark Disability (Horizontal Reservation). Total vacancies are tentative and may increase or decrease as per Bank’s requirement.
Eligibility Criteria – J&K Bank Apprentice Recruitment 2026
Educational Qualification:
- Candidates must be Graduates from a recognized University or Institute.
- Graduation must have been passed on or after 01 January 2022. Candidates who passed before this date are not eligible.
- The candidate must be proficient in the local or official language of the respective region and must have studied that language as a subject in 10th or 12th standard.
Important Note on Work Experience: Candidates who have undergone training or have job experience of one year or more after attaining their educational qualifications are NOT eligible to apply for this apprenticeship. Similarly, candidates previously terminated from apprenticeship training due to their own misconduct are also not eligible.
Age Limit – J&K Bank NATS Apprenticeship 2026
Age is calculated as on 01 January 2026.
Minimum Age: 20 Years
Maximum Age: 28 Years
Age relaxation in the upper age limit is applicable for SC/ST/OBC/PwBD and other reserved categories as per Government of India guidelines.
Stipend Details – J&K Bank Apprentice 2026
Selected apprentices will receive a monthly stipend as follows:
- Total Monthly Stipend: ₹13,500 per month
- Bank’s Share: ₹9,000 per month (paid directly by J&K Bank)
- Government’s Share (DBT): ₹4,500 per month (paid through Direct Benefit Transfer by Government agency, only for candidates under 35 years of age at the time of contract issuance)
- Conveyance Allowance: Up to ₹1,250 per month
Important: DBT amount of ₹4,500 will only be paid to first-time apprentices who have not previously undergone apprenticeship training under any organization. No other allowances or benefits are applicable during the training period.
Training Details – J&K Bank Apprenticeship Program
- Training Duration: 12 Months (1 Year)
- Training Hours: 10 AM to 5 PM (Normal working hours as applicable to workmen cadre)
- Leave: 12 days casual leave during the entire apprenticeship period
- Location: Training will be provided in the district or region where the candidate has been selected
After successful completion of training, apprentices will receive a Certificate of Proficiency (COP) issued by the concerned Regional Board of Apprenticeship Training (BOAT) on behalf of the Central Government.
Selection Process – J&K Bank Apprentice Recruitment 2026
Selection for J&K Bank Apprenticeship 2026 will be done through an Online Written Examination. The exam pattern is as follows:
| S.No. | Test Name | No. of Questions | Maximum Marks | Duration |
| 1 | General Awareness & English Comprehension | 50 | 50 | 30 Minutes |
| 2 | Quantitative Aptitude & Reasoning Ability | 50 | 50 | 30 Minutes |
| Total | 100 | 100 | 60 Minutes (1 Hour) | |
Negative Marking: Yes. For every wrong answer, 1/4th (0.25) of the marks assigned to that question will be deducted. No penalty for unattempted questions.
Merit List: Candidates will be ranked district/region and category wise based on total marks in descending order. In case of a tie, candidates with higher age will be ranked above.
Exam Language: Online examination will be conducted in English language only.
Special Benefit for J&K and Ladakh Domicile Candidates
- Candidates who successfully complete the apprenticeship program and receive a completion certificate will get 1 year of age relaxation for appointment in Banking Associate cadre in J&K Bank (applicable only for domicile candidates of UTs of J&K and Ladakh).
- An additional 2.5% of maximum marks (i.e., 2.5 marks out of 100) will be added to the score obtained in the online written test, exclusively for domicile candidates of UTs of J&K and Ladakh, subject to total marks not exceeding maximum marks.
Application Fee – J&K Bank Apprentice Online Application 2026
| Category | Application Fee |
| Unreserved / General Category | ₹700 (inclusive of GST) |
| Reserved Categories (SC/ST/OBC/EWS/PwBD etc.) | ₹500 (inclusive of GST) |
Payment must be made online only through Debit Card (RuPay/Visa/MasterCard/Maestro), Credit Card, Internet Banking, IMPS, or Mobile Wallets. No offline payment mode is available. Bank transaction charges are to be borne by the candidate.
Important Dates – J&K Bank Apprentice Recruitment 2026
| Event | Date |
| Notification Release Date | 17 April 2026 |
| Online Registration Opens | 20 April 2026 |
| Online Registration & Fee Payment Closes | 26 April 2026 |
| Online Examination Date | To Be Communicated Separately |
Examination Centres – J&K Bank Apprentice Online Exam 2026
The online examination will be held at the following centres:
- Srinagar, J&K
- Jammu, J&K
- Baramulla, J&K
- Samba, J&K
- Leh, Ladakh
- Kargil, Ladakh
- Delhi / Delhi NCR
- Mumbai / Navi Mumbai / Thane / MMR, Maharashtra
- Pune, Maharashtra
- Lucknow, U.P.
- Bangalore, Karnataka
- Chandigarh
- Mohali
Note: No request for change of centre, venue, date, or session will be entertained once submitted. The Bank reserves the right to cancel or add examination centres as per administrative requirements.
How to Apply Online for J&K Bank Apprentice Recruitment 2026
- First, visit the NATS portal at https://nats.education.gov.in and complete your registration. After registration, an enrolment number will be generated — note it down carefully. Ensure 100% profile completion on this portal.
- Go to the official J&K Bank website https://www.jkb.bank.in and click on the “Careers” tab.
- Click on the link “Engagement of Apprentices” and proceed to New Registration.
- Enter your name, contact details, and email ID. A provisional registration number and password will be generated and sent to your email and mobile.
- Fill the application form with all required details carefully. Apply for ONE district/area only.
- Upload scanned copies of: Passport size photograph (4.5cm × 3.5cm), Signature (black ink on white paper), Left thumb impression (black or blue ink on white paper), and a handwritten declaration in English.
- Pay the application fee online (₹700 for General / ₹500 for Reserved categories).
- Click on “Complete Registration” after verifying all details. Take a printout of the application form and e-receipt for future reference.
- Ensure submission before 26 April 2026.
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Documents Required at the Time of Engagement
- Valid system-generated printout of online application
- Proof of Date of Birth (SSLC / 10th certificate)
- Photo identity proof (same name as on application)
- Aadhaar card and PAN card photocopy
- Graduation marks sheets and degree certificate
- Two recent passport size photographs
- Printout of online result
- Permanent Resident / Domicile Certificate
- Category certificate (SC/ST/OBC/EWS as applicable)
- Income and Asset Certificate (for EWS candidates)
- PwBD/Disability certificate (if applicable)
- Scribe certificate (if used during examination)
Important Links – J&K Bank Apprentice Notification 2026
| Action | Link |
| Official J&K Bank Website | Visit Website |
| NATS Registration Portal | Register Here |
| Official Notification PDF | Download Notification |
| Query / Helpdesk | cgrs.ibps.in | apprenticeship@jkbmail.com |
FAQs – J&K Bank Apprentice Recruitment 2026
Q1. J&K Bank Apprentice 2026 ki last date kya hai?
The last date for online registration and fee payment is 26 April 2026. Candidates must complete their application well before this date, as the website may experience heavy traffic near the deadline and last-minute technical issues can lead to rejection of your form.
Q2. J&K Bank Apprenticeship 2026 mein kitni vacancies hain?
A total of 614 vacancies have been announced across three regions — 461 for the UT of Jammu & Kashmir (20 districts), 18 for the UT of Ladakh (Kargil and Leh), and 135 for Rest of India clusters including Delhi, Mumbai, Lucknow, Bangalore, and Mohali. These numbers are tentative and may change as per Bank’s requirement.
Q3. J&K Bank Apprentice ke liye qualification kya chahiye?
Candidates must hold a graduation degree from a recognized university or institute, and the graduation must have been passed on or after 01 January 2022. Candidates who graduated before this date are not eligible. Additionally, the candidate must be proficient in the local/official language of the region they are applying for, and must have studied that language in 10th or 12th standard.
Q4. J&K Bank Apprentice 2026 ke liye age limit kya hai?
The minimum age is 20 years and maximum age is 28 years, calculated as on 01 January 2026. Candidates from SC/ST/OBC/PwBD categories are eligible for age relaxation as per Government of India rules. Note that no age relaxation is provided for categories where no reservation has been announced.
Q5. J&K Bank Apprentice ka stipend kitna milega?
Selected apprentices will receive a total monthly stipend of ₹13,500. Out of this, J&K Bank pays ₹9,000 directly, while the Government of India contributes ₹4,500 through Direct Benefit Transfer (DBT). Additionally, conveyance allowance of up to ₹1,250 per month is also provided. The DBT amount is only for first-time apprentices below 35 years of age at the time of contract issuance.
Q6. J&K Bank Apprentice exam pattern kya hai?
The selection is based on an online written examination of 100 marks and 60 minutes duration. The exam has two sections: General Awareness & English Comprehension (50 questions, 50 marks, 30 minutes) and Quantitative Aptitude & Reasoning Ability (50 questions, 50 marks, 30 minutes). There is negative marking of 0.25 marks for each wrong answer.
Q7. Kya J&K Bank mein apprenticeship ke baad permanent job milegi?
No. Apprentices have no right to claim regular employment in J&K Bank after completing the training period. The Bank has no obligation to offer regular, contractual, or part-time employment during or after the apprenticeship. However, for domicile candidates of J&K and Ladakh, successfully completing the apprenticeship gives 1 year age relaxation and 2.5 bonus marks in future Banking Associate recruitment by J&K Bank.
Q8. Kya ek se zyada districts ke liye apply kar sakte hain?
No. Candidates can apply for only one district or area. If a candidate registers for more than one district, only the latest application will be considered. The Bank may allot training in any district as per administrative requirement, but candidates will generally be posted in the district they applied for.
Q9. Application fee kitni hai aur kaise pay karein?
General/Unreserved category candidates must pay ₹700 and reserved category candidates must pay ₹500. Payment is to be made online only through Debit Card, Credit Card, Internet Banking, IMPS, or Mobile Wallets. No offline or cash payment mode is available, and the fee is non-refundable under any circumstance.
Q10. NATS portal par registration karna zaroori hai kya?
Yes, it is mandatory. Before applying on the J&K Bank website, candidates must first register on the National Apprenticeship Training Scheme portal at nats.education.gov.in and complete 100% of their profile. Candidates must also ensure their mobile number, Aadhaar, and bank account are interlinked and DBT is enabled in their bank account before applying.
This detailed job post is created by CareerFocusNow to help candidates understand eligibility, vacancy details, exam pattern, and application process clearly in a simple and structured way.