Bank of Baroda C&IC Recruitment 2026 notification has been officially released by Bank of Baroda vide Advertisement No. BOB/HRM/REC/ADVT/2026/10 dated 16 June 2026. Through this notification, Bank of Baroda has invited online applications for a total of 86 vacancies across 5 posts in the Corporate and Institutional Credit (C&IC) Department. These are officer-level positions in Middle Management Grade and Senior Management Grade scales. Online registration has started from 16 June 2026 and the last date to apply is 06 July 2026. This is a direct recruitment on a regular basis and candidates willing to serve anywhere in India are eligible to apply through the official website bankofbaroda.bank.in. This is a rare and highly sought-after opportunity to join one of India’s largest public sector banks in a challenging corporate credit role.
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Bank of Baroda C&IC Recruitment 2026 Overview – Apply Online for 86 Vacancies in Corporate Credit Department
| Particular | Details |
| Organization | Bank of Baroda |
| Advertisement No. | BOB/HRM/REC/ADVT/2026/10 |
| Department | Corporate and Institutional Credit (C&IC) |
| Total Posts | 5 Positions |
| Total Vacancies | 86 |
| Job Type | Regular (Permanent) |
| Grade / Scale | MMG/S-II, MMG/S-III, SMG/S-IV |
| Eligibility Cut-off Date | 01 June 2026 |
| Application Mode | Online only (bankofbaroda.bank.in) |
| Application Start Date | 16 June 2026 |
| Last Date to Apply | 06 July 2026 |
| Posting Location | Anywhere in India |
| Official Website | bankofbaroda.bank.in |
Bank of Baroda C&IC Recruitment 2026 is one of the most prestigious banking job opportunities of 2026 for experienced professionals working in corporate credit, MSME credit, and relationship management in public or private sector banks and financial institutions. The selection process will include Application Scrutiny, Online Test, Psychometric Test, and Personal Interview. Candidates with a strong background in credit appraisal, large corporate accounts, and financial analysis should not miss this Bank of Baroda government job notification 2026.
Bank of Baroda C&IC Recruitment 2026 – Post-wise Vacancy Details and Grade Structure
A total of 86 vacancies have been advertised under the Corporate and Institutional Credit (C&IC) Department of Bank of Baroda across 5 different positions in MMG/S-II, MMG/S-III, and SMG/S-IV grades. Below is the complete post-wise vacancy breakup:
| Sn | Post Name | Grade / Scale | Vacancies | Age (Min–Max) |
| 1 | Manager – Credit Analyst | MMG/S-II | 4 | 25 – 30 Years |
| 2 | Senior Manager – Credit Analyst | MMG/S-III | 38 | 28 – 35 Years |
| 3 | Chief Manager – Credit Analyst | SMG/S-IV | 1 | 32 – 42 Years |
| 4 | Senior Manager – C&IC Relationship | MMG/S-III | 36 | 28 – 35 Years |
| 5 | Chief Manager – C&IC Relationship | SMG/S-IV | 7 | 32 – 42 Years |
| Grand Total | 86 | — | ||
Note: Bank of Baroda may modify the number of vacancies depending on its operational requirement. The age limits mentioned above are applicable for General / UR category candidates as on 01 June 2026. Reserved category candidates are entitled to age relaxation as per the rules applicable to scheduled castes, tribes, OBC, EWS, PwBD, and Ex-Servicemen categories.
Bank of Baroda C&IC Recruitment 2026 – Category Wise Reservation and Vacancy Breakup
| Sn | Post Name | Grade | Vac. | SC | ST | OBC | EWS | UR | Total |
| 1 | Manager – Credit Analyst | MMG/S-II | 4 | 0 | 3 | 0 | 1 | 0 | 4 |
| 2 | Senior Manager – Credit Analyst | MMG/S-III | 38 | 12 | 7 | 4 | 10 | 5 | 38 |
| 3 | Chief Manager – Credit Analyst | SMG/S-IV | 1 | 0 | 0 | 0 | 1 | 0 | 1 |
| 4 | Senior Manager – C&IC Relationship | MMG/S-III | 36 | 5 | 5 | 16 | 8 | 2 | 36 |
| 5 | Chief Manager – C&IC Relationship | SMG/S-IV | 7 | 0 | 4 | 3 | 0 | 0 | 7 |
| Total | 86 | 17 | 19 | 23 | 20 | 7 | 86 | ||
Note: OBC candidates belonging to the creamy layer are not entitled to OBC reservation or age relaxation and must apply under the General category. EWS benefit is available only upon submission of a valid Income and Asset Certificate issued by the competent authority. There is no reservation for Ex-Servicemen in the Officers’ Cadre. The number of vacancies including reserved vacancies is provisional and may change as per actual requirement.
Bank of Baroda C&IC Recruitment 2026 Eligibility Criteria – Educational Qualification and Experience Required
All five posts under Bank of Baroda C&IC Recruitment 2026 share a common educational qualification requirement. The experience requirement, however, varies from post to post as detailed below:
Educational Qualification (Common for all posts):
Graduation in any discipline along with a Post Graduate Degree or Diploma with specialisation in Finance or equivalent to Finance from a recognised university or institution. OR CA / CMA / CS / CFA qualification is also accepted in lieu of the post-graduation requirement.
| Post Name | Grade | Post Qualification Experience Required |
| Manager – Credit Analyst | MMG/S-II | Minimum 3 years of work experience in Credit under any Public / Private / Foreign Banks / NBFC in India |
| Senior Manager – Credit Analyst | MMG/S-III | Minimum 6 years of work experience in Credit under any Public / Private / Foreign Banks / Financial Institutions in India |
| Chief Manager – Credit Analyst | SMG/S-IV | Minimum 8 years of work experience in Public / Private / Foreign Banks / Financial Institutions with at least 5 years exposure in Credit Appraisal / Processing in Large / Mid Corporate Credit |
| Senior Manager – C&IC Relationship | MMG/S-III | Minimum 6 years of work experience in Public / Private / Foreign Banks / Financial Institutions with at least 2 years of exposure in handling MSME / Mid / Large Corporate Credit |
| Chief Manager – C&IC Relationship | SMG/S-IV | Minimum 8 years of work experience in Public / Private / Foreign Banks / Financial Institutions with at least 3 years of exposure in handling MSME / Mid / Large Corporate Credit |
Important: Experience of less than six months in any organisation as on 01.06.2026 will not be counted for eligibility purposes, except when it forms part of the current employment. Experience gained in Clerical cadre will not be considered at all. All educational qualifications must be from a college, institution, or university recognised by the Government of India, AICTE, or any other relevant Government regulatory body.
Bank of Baroda C&IC Recruitment 2026 Age Limit – Category Wise Age Relaxation as on 01.06.2026
| Post Name | Minimum Age | Maximum Age (General) |
| Manager – Credit Analyst (MMG/S-II) | 25 Years | 30 Years |
| Senior Manager – Credit Analyst (MMG/S-III) | 28 Years | 35 Years |
| Chief Manager – Credit Analyst (SMG/S-IV) | 32 Years | 42 Years |
| Senior Manager – C&IC Relationship (MMG/S-III) | 28 Years | 35 Years |
| Chief Manager – C&IC Relationship (SMG/S-IV) | 32 Years | 42 Years |
Age Relaxation for Reserved Categories:
| Category | Age Relaxation |
| Scheduled Caste / Scheduled Tribe | 5 Years |
| Other Backward Classes (Non-Creamy Layer) | 3 Years |
| Persons with Disability – Gen / EWS | 10 Years |
| Persons with Disability – OBC | 13 Years |
| Persons with Disability – SC / ST | 15 Years |
| Ex-Servicemen – Gen / EWS | 5 Years |
| Ex-Servicemen – OBC | 8 Years |
| Ex-Servicemen – SC / ST | 10 Years |
Age relaxation in upper age limit is applicable only for those posts where reservation roster points are available as per the category. All age-related claims must be supported by relevant certificates at the time of interview or as and when required by the Bank.
Bank of Baroda C&IC Recruitment 2026 Salary – Scale of Pay and Emoluments for MMG and SMG Officers
Selected candidates will be placed in the following pay scales as per the industry-level bipartite settlement applicable to officers in the banking sector:
| Grade / Scale | Starting Basic Pay | Pay Scale Range |
| MMG/S-II (Manager) | ₹64,820/- | ₹64,820 – ₹93,960 per month |
| MMG/S-III (Senior Manager) | ₹85,920/- | ₹85,920 – ₹1,05,280 per month |
| SMG/S-IV (Chief Manager) | ₹1,02,300/- | ₹1,02,300 – ₹1,20,940 per month |
In addition to the basic pay, selected candidates will be entitled to various bank-specific allowances, perquisites, and other benefits as per Bank of Baroda’s policies and guidelines. These are subject to revision from time to time as per the extant bipartite settlement and Joint Note applicable to banking officers. The overall compensation package makes Bank of Baroda C&IC positions among the most attractive banking jobs in India in 2026.
Bank of Baroda C&IC Recruitment 2026 Application Fee – How Much to Pay and Payment Method
| Category | Application Fee |
| General / EWS / OBC | ₹850/- (Inclusive of GST) + Payment Gateway Charges |
| SC / ST / PwBD / ESM / DESM / Women | ₹175/- (Intimation Charges only, Inclusive of GST) + Payment Gateway Charges |
Application fee payment must be made through online mode only — using Debit Card, Credit Card, Internet Banking, or UPI. The fee is non-refundable under all circumstances, whether or not an online test is conducted, and whether or not the candidate is shortlisted for the interview. Transaction charges, if any, will be borne by the candidate. No offline or cash mode of fee payment is available.
Bank of Baroda C&IC Recruitment 2026 Selection Process – Online Test, Psychometric Test and Interview
The selection process for Bank of Baroda C&IC Recruitment 2026 consists of the following stages:
- Stage 1 – Application Scrutiny: Applications will be screened on the basis of eligibility criteria including qualification, experience, and other parameters. Meeting minimum eligibility does not automatically guarantee a call for the online test or interview.
- Stage 2 – Online Test (if conducted): The tentative structure of the online examination is as follows — Reasoning (25 Questions, 25 Marks), English Language (25 Questions, 25 Marks), Quantitative Aptitude (25 Questions, 25 Marks), and Professional Knowledge (75 Questions, 150 Marks). Total: 150 Questions, 225 Marks, 150 Minutes. Sections 1, 2, and 3 are qualifying in nature and their marks will not be counted in the final merit. There is no negative marking in the online test.
- Stage 3 – Psychometric Test & / or Personal Interview (PI): Candidates shortlisted from the online test will be called for a Psychometric Assessment and / or Personal Interview. The minimum qualifying marks in PI are 60% for General / EWS category and 55% for Reserved categories. Candidates not clearing the PI will not be considered for final selection.
Important: Bank of Baroda reserves the right to modify, cancel, or add any stage in the selection process. All updates will be published only on the Bank’s official website. No TA / DA will be paid for appearing in any stage of the selection process.
Bank of Baroda C&IC Recruitment 2026 – Probation Period, Service Bond and CIBIL Score Requirement
Candidates selected under Bank of Baroda C&IC Recruitment 2026 must note the following important service conditions before applying:
- Probation Period: The selected candidate will be on probation for a period of 12 months (one year) of active service from the date of joining the Bank.
- Service Bond: All selected candidates are required to mandatorily execute a Service Bond. As per the current terms, the candidate must serve the Bank for a minimum period of 3 (three) years from the date of joining, failing which they will be liable to compensate the Bank with ₹5.00 Lakhs (Five Lakhs). The bond amount and duration may be revised as per the Bank’s prevailing policy at the time of joining.
- CIBIL Score Requirement: Candidates must have a minimum CIBIL score of 680 or above at the time of joining. Candidates with a history of loan default or adverse credit reports from CIBIL or any other credit agency will be deemed ineligible for appointment.
- Posting Location: Selected candidates are liable to be posted anywhere in India at the Bank’s absolute discretion. Only candidates willing to serve anywhere in India should apply.
Bank of Baroda C&IC Recruitment 2026 Important Dates – Apply Before Last Date
| Notification / Advertisement Release Date | 16 June 2026 |
| Online Application Start Date | 16 June 2026 |
| Last Date to Submit Application & Pay Fee | 06 July 2026 |
| Online Test Date | To be notified separately on bankofbaroda.bank.in |
| Interview Date | To be notified separately |
| Eligibility Cut-off Date | 01 June 2026 |
How to Apply for Bank of Baroda C&IC Recruitment 2026 – Step by Step Online Application Guide
- Visit the official Bank of Baroda website at bankofbaroda.bank.in
- Go to the Careers section and click on Current Opportunities
- Find and click on the link for Advertisement No. BOB/HRM/REC/ADVT/2026/10 – Corporate and Institutional Credit (C&IC) Department Recruitment 2026
- Read the complete notification carefully before filling the application form
- Register yourself using a valid personal email ID and active mobile number — keep these active till the completion of the recruitment process
- Log in and fill the online application form carefully — enter your name exactly as it appears in your educational certificates, along with your date of birth, category, post applied for, and other required details
- Upload your scanned photograph (20 KB – 50 KB, JPEG format, 200×230 pixels), signature (10 KB – 20 KB, JPEG format, 140×60 pixels), and all required documents in PDF format (max 500 KB each): Resume, 10th marksheet, educational certificates, work experience certificates, caste/category certificate (if applicable), PwBD certificate (if applicable), and recent salary slips
- Pay the application fee of ₹850/- (General/EWS/OBC) or ₹175/- (SC/ST/PwBD/ESM/Women) through the online payment gateway using Debit Card / Credit Card / Internet Banking / UPI
- After successful payment, submit the final application and note down the acknowledgement number
- Take a printout of the system-generated online application form and e-receipt and keep them safely for future reference at the time of interview
Important: No other mode of application other than online will be accepted. In case of multiple applications, only the last valid completed application will be retained. No change or modification in the application form will be allowed after final submission. Candidates are advised to apply well before the closing date and not wait till the last day.
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Bank of Baroda C&IC Recruitment 2026 – Documents Required at the Time of Interview
- Printout of the valid Interview Call Letter
- Valid system-generated printout of the Online Application Form
- Proof of Date of Birth (Birth Certificate issued by Municipal Authority or Class X marksheet/certificate with DOB)
- Valid Photo Identity Proof in original — PAN Card / Passport / Driving License / Voter’s Card / Bank Passbook with photograph / Aadhaar Card / Employee ID / Identity Card issued by a recognised University or Gazetted Officer
- Individual semester/year-wise marksheets and certificates for all educational qualifications including final degree/diploma certificate
- Work Experience Certificates including Appointment Letter, Salary Slips, Relieving Letter, and document showing CTC breakup
- Caste Certificate in prescribed Government of India format (for SC / ST / OBC category candidates)
- Income and Asset Certificate from competent authority (for EWS candidates)
- Disability Certificate from District Medical Board (for PwBD candidates)
- Service or Discharge Book along with Pension Payment Order (for Ex-Servicemen candidates)
- No Objection Certificate (NOC) from current employer — mandatory for candidates serving in Government / PSU / Nationalised Banks / Financial Institutions
- If name has been changed, original Gazette notification / Marriage Certificate / Affidavit mentioning changed name
- Any other documents in support of eligibility as required by the Bank
Bank of Baroda C&IC Recruitment 2026 Important Links – Apply Online and Official Notification
| Action | Link |
| Apply Online | Click Here |
| Official Notification PDF | Download |
| Bank of Baroda Official Website | bankofbaroda.bank.in |
FAQs – Bank of Baroda C&IC Recruitment 2026
Bank of Baroda C&IC Recruitment 2026 is an official recruitment notification issued by Bank of Baroda vide Advertisement No. BOB/HRM/REC/ADVT/2026/10 dated 16 June 2026 for filling 86 vacancies across 5 positions in the Corporate and Institutional Credit (C&IC) Department. The five posts are Manager – Credit Analyst (MMG/S-II, 4 vacancies), Senior Manager – Credit Analyst (MMG/S-III, 38 vacancies), Chief Manager – Credit Analyst (SMG/S-IV, 1 vacancy), Senior Manager – C&IC Relationship (MMG/S-III, 36 vacancies), and Chief Manager – C&IC Relationship (SMG/S-IV, 7 vacancies). This is a direct recruitment on a regular basis and selected candidates will be posted anywhere in India at the Bank’s discretion. It is a rare and prestigious opportunity to work in corporate credit with one of India’s largest public sector banks.
The last date to submit the online application form and complete fee payment for Bank of Baroda C&IC Recruitment 2026 is 06 July 2026. The application window opened on 16 June 2026. Candidates must ensure that both the application form is submitted and the fee payment is completed on or before this date. Bank of Baroda itself advises all candidates to apply well before the closing date and not to wait till the last day, as heavy internet traffic and website load near the deadline can lead to technical issues. Applications that are incomplete or where fee payment has not been successfully completed will not be considered valid under any circumstances.
The educational qualification required for all five posts under Bank of Baroda C&IC Recruitment 2026 is Graduation in any discipline along with a Post Graduate Degree or Diploma with specialisation in Finance, or a qualification equivalent to Finance, from a college/institution/university recognised by the Government of India or AICTE. Alternatively, candidates holding a CA (Chartered Accountant), CMA (Cost and Management Accountant), CS (Company Secretary), or CFA (Chartered Financial Analyst) qualification are also eligible in place of the post-graduation requirement. The work experience requirement, however, varies from post to post — starting from a minimum of 3 years for Manager level and going up to a minimum of 8 years with domain-specific experience for Chief Manager level positions.
The salary for Bank of Baroda C&IC Recruitment 2026 posts depends on the grade. Manager – Credit Analyst (MMG/S-II) has a basic pay starting from ₹64,820/- per month with a pay scale going up to ₹93,960/-. Senior Manager – Credit Analyst and Senior Manager – C&IC Relationship (both MMG/S-III) have a basic pay starting from ₹85,920/- per month going up to ₹1,05,280/-. Chief Manager – Credit Analyst and Chief Manager – C&IC Relationship (both SMG/S-IV) have a basic pay starting from ₹1,02,300/- per month going up to ₹1,20,940/-. In addition to basic pay, selected officers will receive various Bank of Baroda-specific allowances, perquisites, and other facilities as per the extant bipartite settlement and the Bank’s policies, making the overall in-hand compensation significantly higher.
The age limit for Bank of Baroda C&IC Recruitment 2026 is calculated as on 01 June 2026. For Manager – Credit Analyst (MMG/S-II), the age must be between 25 and 30 years. For Senior Manager – Credit Analyst and Senior Manager – C&IC Relationship (MMG/S-III), the age must be between 28 and 35 years. For Chief Manager – Credit Analyst and Chief Manager – C&IC Relationship (SMG/S-IV), the age must be between 32 and 42 years. These maximum age limits are for the General / UR category. Reserved category candidates are entitled to upper age relaxation: 5 years for SC/ST, 3 years for OBC (Non-Creamy Layer), up to 15 years for PwBD candidates depending on category, and up to 10 years for Ex-Servicemen depending on category. Age relaxation is applicable only where reservation roster points are available.
The application fee for Bank of Baroda C&IC Recruitment 2026 is ₹850/- (inclusive of GST) plus payment gateway charges for General, EWS, and OBC category candidates. For SC, ST, PwBD, Ex-Servicemen, DESM, and Women candidates, the fee is ₹175/- (intimation charges only, inclusive of GST) plus payment gateway charges. The fee must be paid through online mode only using Debit Card, Credit Card, Internet Banking, or UPI. The fee is completely non-refundable and will not be returned under any circumstances — whether or not a written test is conducted, and whether or not the candidate is shortlisted for interview. Candidates are advised not to make multiple payments as no refund for excess payments will be entertained.
The selection process for Bank of Baroda C&IC Recruitment 2026 has multiple stages. The first stage is Application Scrutiny where applications are shortlisted based on eligibility. The second stage is the Online Test, if conducted, which consists of Reasoning, English Language, Quantitative Aptitude (all qualifying), and Professional Knowledge (final score). The total test duration is 150 minutes for 225 marks. There is no negative marking. Candidates clearing the online test are called for the third stage — a Psychometric Test and / or Personal Interview (PI). The minimum score required in the PI is 60% for General / EWS and 55% for reserved categories. Final selection is based on combined performance in the online test and PI. Candidates not clearing any stage are eliminated from the process.
Yes, all candidates selected under Bank of Baroda C&IC Recruitment 2026 are required to mandatorily execute a Service Bond before joining the Bank. As per the current terms of the Service Bond, the selected candidate must serve Bank of Baroda for a minimum period of 3 years (three years) from the date of joining. If a candidate leaves the Bank before completing 3 years of service, they will be required to compensate the Bank with ₹5.00 Lakhs (Five Lakhs). The duration of the bond and the compensation amount are subject to revision as per the Bank’s prevailing policies and these details will be clearly communicated in the offer letter. Additionally, a minimum CIBIL score of 680 is mandatory at the time of joining, and candidates with a poor credit history or loan defaults will not be eligible for appointment.